| Situation |
Solution |
| An American student studying in South American country exhibits symptoms of appendicitis. Seeking medical help at a local hospital, she is informed that patients must pay cash in advance before being admitted for treatment. |
The Executive Assistance® Services package of emergency medical, personal, travel and security assistance services from ACE USA International Advantage®. Available around the clock, it provides access to English-speaking representatives who understand the region’s cultures and customs. Prior to traveling, employees and volunteers can learn how to avoid potential risks associated with their destination. |
| Police question an American studying in Russia about a rape that occurred near his dorm. |
The Executive Assistance® Services package of emergency medical, personal, travel and security assistance services from ACE USA International Advantage® provides 24-hour access to English-speaking representatives who understand the region’s legal system, culture and customs. |
| A chaperone traveling with U.S. college students causes an accidental fire in the German youth hostel where the group is staying. Significant damage results. |
ACE USA International Advantage® covers the damages under its commercial general liability package. |
| An American professor heads an archeological expedition to Italy. He loses control of his rental car, severely injuring a group of Italian pedestrians, who sue the university. |
DIC (Difference In Conditions)coverage from ACE USA International Advantage® responds to the lawsuit, assuming the vehicle was used in the university’s business. |
| An American college student trips and falls while studying in Ireland, resulting in spinal cord injury. To receive proper medical treatment, she is medically evacuated to London. Total repatriation cost exceeds $30,000. |
ACE USA International Advantage® pays repatriation costs under its Executive Assistance® Service. |