Coverage: Commercial Auto Liability

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International Advantage®

Coverage: Commercial Auto Liability

One of several coverages in the ACE USA International Advantage® Package policy

U.S.-based organizations operating in other countries often buy, lease or rent vehicles for use by traveling employees. Because American companies are perceived to have especially deep pockets, their exposure to lawsuits resulting from auto accidents is very real. Smart firms protect their financial interests with international commercial auto liability coverage.

Why Needed
Coverages
Limits
Features

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Claim Scenarios

U.S. Driver Not Covered Under
Japanese Policy

Why Needed

In most foreign countries, admitted auto insurance often fails to provide U.S.-style coverage or limits.
To bring liability protection up to U.S. standards, companies who own, hire, or maintain cars overseas often purchase a difference-in-conditions policy.

Auto bodily injury
Property damage liability

$1 million each accident, single limit for combined bodily injury/property damage

Commercial auto liability is optional coverage available as part of the ACE USA International Advantage® Package policy.
Covers accidents worldwide where permitted by law; excludes accidents occurring in U.S.; claims/suits may be brought anywhere.
Applies to any auto of insured, including owned, hired and non-owned vehicles.
Makes up for sub-standard coverage in any foreign auto insurance.
Coverage is pay-on-behalf-of where permitted by law; otherwise on indemnification basis.
Also provides hired auto physical damage coverage – limits of $25,000 per accident and $25,000 per policy